|
Stop Home Foreclosure
|
State
|
Security
Instrument
|
Foreclosure
Type
|
Initial
Step
|
# of
Months
|
Redemption
|
Deficiency
|
| Alabama |
Mortgage |
Nonjudicial |
Publication |
2 |
12 months |
Yes |
| Alaska |
Trust Deed |
Nonjudicial |
Notice of Default |
4 |
None |
Yes |
| Arizona |
Trust Deed |
Nonjudicial |
Notice of Sale |
3 |
None |
Yes |
| Arkansas |
Mortgage |
Judicial |
Complaint |
4 |
None |
Yes |
| California |
Trust Deed |
Nonjudicial |
Notice of Default |
4 |
None |
No |
| Colorado |
Trust Deed |
Nonjudicial |
Notice of Default |
4 |
75 Days |
Yes |
| Connecticut |
Mortgage |
Strict |
Complaint |
5 |
None |
Yes |
| Delaware |
Mortgage |
Judicial |
Complaint |
4 |
None |
Yes |
| Dist. of Col. |
Trust Deed |
Nonjudicial |
Notice of Default |
2 |
None |
Yes |
| Florida |
Mortgage |
Judicial |
Complaint |
5 |
None |
Yes |
| Georgia |
Security Deed |
Nonjudicial |
Publication |
3 |
None |
Yes |
| Hawaii |
Mortgage |
Nonjudicial |
Publication |
5 |
None |
Yes |
| Idaho |
Trust Deed |
Nonjudicial |
Notice of Default |
7 |
None |
Yes |
| Illinois |
Mortgage |
Judicial |
Complaint |
8 |
None |
Yes |
| Indiana |
Mortgage |
Judicial |
Complaint |
7 |
3 months |
Yes |
| Iowa |
Mortgage |
Judicial |
Petition |
6 |
6 months |
Yes |
| Kansas |
Mortgage |
Judicial |
Complaint |
4 |
6-12 months |
Yes |
| Kentucky |
Mortgage |
Judicial |
Complaint |
7 |
None |
Yes |
| Louisiana |
Mortgage |
Exec.Process |
Petition |
4 |
None |
Yes |
| Maine |
Mortgage |
Judicial |
Complaint |
8 |
None |
Yes |
| Maryland |
Trust Deed |
Nonjudicial |
Notice |
4 |
None |
Yes |
| Massachusetts |
Mortgage |
Judicial |
Complaint |
4 |
None |
Yes |
| Michigan |
Mortgage |
Nonjudicial |
Publication |
2 |
6 months |
Yes |
| Minnesota |
Mortgage |
Nonjudicial |
Publication |
3 |
6 months |
No |
| Mississippi |
Trust Deed |
Nonjudicial |
Publication |
3 |
None |
No |
| Missouri |
Trust Deed |
Nonjudicial |
Publication |
3 |
None |
Yes |
| Montana |
Trust Deed |
Nonjudicial |
Notice |
6 |
None |
No |
| Nebraska |
Mortgage |
Judicial |
Petition |
5 |
None |
Yes |
| Nevada |
Trust Deed |
Nonjudicial |
Notice of Default |
4 |
None |
Yes |
| New Hampshire |
Mortgage |
Nonjudicial |
Notice of Sale |
3 |
None |
Yes |
| New Jersey |
Mortgage |
Judicial |
Complaint |
7 |
10 Days |
Yes |
| New Mexico |
Mortgage |
Judicial |
Complaint |
5 |
None |
Yes |
| New York |
Mortgage |
Judicial |
Complaint |
6 |
None |
Yes |
| North Carolina |
Trust Deed |
Nonjudicial |
Notice Hearing |
3 |
None |
Yes |
| North Dakota |
Mortgage |
Judicial |
Complaint |
4 |
60 days |
No |
| Ohio |
Mortgage |
Judicial |
Complaint |
6 |
None |
Yes |
| Oklahoma |
Mortgage |
Judicial |
Complaint |
5 |
None |
Yes |
| Oregon |
Trust Deed |
Nonjudicial |
Notice of Default |
7 |
None |
Yes |
| Pennsylvania |
Mortgage |
Judicial |
Complaint |
6 |
None |
Yes |
| Rhode Island |
Mortgage |
Nonjudicial |
Publication |
3 |
None |
Yes |
| South Carolina |
Mortgage |
Judicial |
Complaint |
6 |
None |
Yes |
| South Dakota |
Mortgage |
Judicial |
Complaint |
4 |
180 days |
Yes |
| Tennessee |
Trust Deed |
Nonjudicial |
Publication |
3 |
None |
Yes |
| Texas |
Trust Deed |
Nonjudicial |
Publication |
2-3 |
None |
Yes |
| Utah |
Trust Deed |
Nonjudicial |
Notice of Default |
5 |
None |
Yes |
| Vermont |
Mortgage |
Judicial |
Complaint |
7 |
None |
Yes |
| Virginia |
Trust Deed |
Nonjudicial |
Publication |
3 |
None |
Yes |
| Washington |
Trust Deed |
Nonjudicial |
Notice of Default |
5 |
None |
Yes |
| West Virginia |
Trust Deed |
Nonjudicial |
Publication |
4 |
None |
No |
| Wisconsin |
Mortgage |
Judicial |
Complaint |
9 |
None |
Yes |
| Wyoming |
Mortgage |
Nonjudicial |
Publication |
3 |
3 months |
Yes |

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The information contained in
this site is based on our opinions, research, and experience dealing with the
foreclosure process. It does not constitute legal advice. If you
need legal advice specific to your personal situation, please consult an
attorney. |